First home buyers are realising how useful their KiwiSaver is in assisting them in purchasing their first dwelling. One of the benefits of our KiwiSaver is that accumulated balances can be used to purchase an owner occupied dwelling. This advantage will become more attractive the longer people are in KiwiSaver and the larger their balances are. If a couple is purchasing a property and both are in KiwiSaver, then their savings can be pooled. The important issue here, is to talk with your savings provider before you purchase your house and ascertain exactly what the rules are and how long it will take to access your funds.