You may find it difficult to get a mortgage if you are self employed
The following are the most common obstacles but Capital Concepts can assist with any issues you may have trying to obtain finance:
- Financial accounts are required for the last two years
- Some banks have a criteria for the person to have been in operation for a certain period of time
- Seasonal fluctuations in income may be seen as unstable by banks
Fortunately, over the years, some of the banks have relaxed their criteria for the self-employed and there are other lenders in the market who are happy to look at lending where possible.
Capital Concepts has access to all bank and non-bank lenders
This is very important when trying to source finance for self-employed people so get in touch to see how we can assist you.