You may find it difficult to get a mortgage if you are self employed

The following are the most common obstacles but Capital Concepts can assist with any issues you may have trying to obtain finance:

  • Financial accounts are required for the last two years
  • Some banks have a criteria for the person to have been in operation for a certain period of time
  • Seasonal fluctuations in income may be seen as unstable by banks

Fortunately, over the years, some of the banks have relaxed their criteria for the self-employed and there are other lenders in the market who are happy to look at lending where possible.

Capital Concepts has access to all bank and non-bank lenders

This is very important when trying to source finance for self-employed people so get in touch to see how we can assist you.

Get in touch