A number of properties in this country are owned by Family Trusts.  A trust can borrow funds to purchase a dwelling just as if it is a natural person. However there are some differences. If a Trust is the borrower there will be additional paperwork required. Copies of the Trust Deed will be required by the lender providing details of all parties involved in the Trust .A lender will require a guarantor – often a beneficiary or the settler. Financial details will be required on this person. Finally at drawdown time all trustees have to be available to sign the mortgage documents.  In summary using a Trust as a borrowing entity is fine, but it will involve more paperwork and time.